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Basic process for a workers' compensation claim

People in New York go to work each day and generally go in thinking about what they have to do for the day. Most are not thinking about their safety. However, some jobs are more inherently dangerous than others and, unfortunately, workplace accidents occur from time to time. Some of these accidents result in injuries to the employees and some can be very devastating for the employee. They may cause the worker to incur significant medical bills and miss time at work.

This can create a very difficult financial situation for the workers as they recover from their injuries. That is why workers' compensation benefits were created. These benefits can pay for the medical bills and also a portion of the lost wages. However, in order to receive these benefits, the workers must make a workers' compensation claim and there is a process they must follow before they receive the benefits.

The process starts right after the injury occurs. The worker should notify their supervisors and obtain medical treatment. Then, within 30 days of the accident, they must inform the employer in writing, however, there are exceptions to this rule. Within 48 hours the doctor must submit a medical report and the employer has 10 days to report the accident to their workers' compensation insurance company. There is then a seven-day waiting period before benefits begin, but within 10 days the insurance company must start making payments, unless the claim is disputed. If it is not disputed, the payments would continue every two weeks until the worker is medically cleared to return to work.

While most days people make it through the work day in New York without suffering an injury, this is not always true. There are many people injured on the job each year and those injuries can be very costly, with medical bills and lost income. The victims are entitled to workers' compensation benefits.

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